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Delivering Reliable Returns
Through Disciplined Residential Investing

Residential
 Investment Programs

Program Overview

Financing for rental portfolios, DSCR-based loans, and residential investment strategies. Suitable for individual investors and large aggregators seeking scalable structures and simplified underwriting.

Loan Types

DSCR, blanket portfolio, bridge-to-permanent

Property Types

Long-term rentals, short-term rentals, vacation rentals, and small multifamily (one to ten units)

Loan Amounts

$500K to $25MM individual or aggregated portfolios

Leverages

Up to 80 percent LTV

Funding Sources

DSCR lenders, correspondent platforms, private credit

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No balloon payments

No prepayment penalties

Approvals based on projections

Refinance high-cost debt

Lower equity and longer terms

Minimum DSCR from 1.0 to 1.25 depending on program

No personal income verification

Portfolio cross-collateralization available

Rapid scaling through portfolio aggregation

Recent Transactions

Single-Family Rental Portfolio, Midwest

  • $7.8MM DSCR portfolio loan across twenty-six homes

Short-Term Rental Refinance, Mountain Market

  • $3.2MM DSCR loan based on market rents

Small Multifamily Acquisition

  • $1.9MM blanket loan across three properties

Frequently
 Asked Questions

Here are a few frequently asked questions to help clarify common concerns and provide quick, helpful answers.

Is personal income required?

No. These programs rely primarily on property cash flow.

Yes. Portfolio and blanket loans are common.

Yes, subject to market and program guidelines.

Often faster than traditional bank financing.

K2 Capital