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Leverage Your Assets
to Fuel Business Growth

Asset-Based Lending
(ABL)

Program Overview

Flexible revolving lines tied to assets, not EBITDA. Ideal for companies with $10MM plus revenue.

Loan Amount

$500K to $25MM plus

Collateral

AR, inventory, equipment, sometimes real estate

Structure

Borrowing-base revolvers

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No balloon payments

No prepayment penalties

Approvals based on projections

Refinance high-cost debt

Lower equity and longer terms

Great for seasonal or low-margin businesses

Availability grows with assets

Can pair with term loans

Representative Transactions

Consumer goods distributor, California

  • $4.5MM ABL revolver

Industrial manufacturer, Midwest

  • $7.0MM ABL plus $2.0MM term loan

Packaging company, Carolinas

  • $3.0MM ABL to consolidate MCA debt

Electronics importer, New Jersey

  • $8.2MM inventory-based facility

Frequently
 Asked Questions

Here are a few frequently asked questions to help clarify common concerns and provide quick, helpful answers.

Do I need strong profits?

No, assets drive credit.

Weekly or monthly depending on size.

Yes, often done for equipment-heavy industries.

K2 Capital