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Turn Construction Invoices Into Working Capital
Without New Debt

Construction
 Factoring

Program Overview

Fast funding against progress billing or retainage for contractors and subcontractors.

Advance Rate

70 to 85 percent

Funding Speed

Same-week

Based on

Project owner credit worthiness

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No balloon payments

No prepayment penalties

Approvals based on projections

Refinance high-cost debt

Lower equity and longer terms

Smooths payroll

Keeps vendor accounts current

Complements contract financing

Representative Transactions

Electrical subcontractor, Florida

  • $500K factoring line

Concrete contractor, Texas

  • $850K tied to municipal invoices

Framing contractor, North Carolina

  • $300K to support concurrent projects

HVAC subcontractor, Alabama

  • $650K for payroll and materials

Frequently
 Asked Questions

Here are a few frequently asked questions to help clarify common concerns and provide quick, helpful answers.

What invoices qualify?

Approved progress invoices.

Sometimes, depending on project.

Not as much as the project owner’s.

K2 Capital