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Turn Signed Construction Contracts
into Immediate Working Capital

Construction Contract
Financing

Program Overview

Upfront capital before billing begins. Designed for labor, materials, mobilization, and bonding.

Loan Amount

Up to 25 percent of contract value

Funding Speed

Funding at project start

Repayment

Repaid through first two to four invoices

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No balloon payments

No prepayment penalties

Approvals based on projections

Refinance high-cost debt

Lower equity and longer terms

Enables project starts without cash strain

Complements factoring and ABL programs

Ideal for young or fast-scaling contractors

Representative Transactions

Site prep contractor, Georgia

  • $400K contract financing tied to $1.6MM project

Commercial framing company, Texas

  • $600K mobilization funding

Roofing contractor, Carolinas

  • $250K labor and materials start-up loan

Mechanical subcontractor, Midwest

  • $900K facility for $3.8MM project

Frequently
 Asked Questions

Here are a few frequently asked questions to help clarify common concerns and provide quick, helpful answers.

Is experience required?

Yes, experience matters but early-stage firms qualify.

Through the first few progress payments.

Labor, materials, subcontractors, rentals, bonding, and mobilization.

K2 Capital