Business Loan Programs

Business Financing Built
For Growth, Stability, and Execution

Business
Loan Programs

If your business has strong receivables, inventory, or fixed assets and needs capital to fund operations, growth, or an acquisition, K2 Capital can help. We specialize in asset-based lending and structured capital solutions that unlock liquidity and give you the flexibility to invest with confidence.

Asset-Based Lending (ABL)

Revolving lines of credit secured by assets instead of EBITDA.

Ideal For: Companies with AR, inventory, or equipment assets.

Accounts Receivable Factoring

Fast funding against invoices for companies with extended payment cycles.

Ideal For: Recovering or rapidly growing firms.

Purchase Order Financing

Capital for supplier payments and production costs before goods are delivered.

Ideal For: Distributors and wholesalers with large or unexpected orders.

SBA 504 Loans

Long-term fixed-rate financing for owner-occupied commercial real estate and heavy equipment.

Ideal For: Companies expanding operations or constructing new facilities.

Construction Factoring

Progress billing or retainage financing for contractors and subcontractors.

Ideal For: Contractors managing payroll, materials, and job flow.

Construction Contract Financing

Upfront capital before billing begins for labor, materials, and mobilization.

Ideal For: Contractors needing support at project kickoff.

SBA 7(a) Loans

Flexible financing for business acquisitions, expansions, partner buyouts, and owner-occupied real estate.

Ideal For: Owners seeking long-term, cash-flow-based financing.

Equipment Loans and Leases

Financing for construction, manufacturing, logistics, and industrial equipment.

Ideal For: Businesses upgrading or expanding capabilities.

Supply Chain and Trade Financing

Short-term financing for domestic and international supplier payments.

Ideal For: Importers, exporters, and global supply chain businesses.

Business Acquisition Financing

Funding for partner buyouts, management buy-ins, and full acquisitions.

Ideal For: Owners expanding through acquisition or succession planning.

Revenue Based Financing

Flexible growth capital for businesses with consistent revenue that want funding aligned with cash flow, not fixed debt payments.

Ideal For: Businesses with consistent revenue looking to fund growth without taking on traditional debt or giving up equity.

Who We Serve

We work with established businesses across a wide range of industries, helping owners secure financing for acquisitions, working capital, equipment, owner-occupied real estate, and growth initiatives.

Ideal Clients Include

Companies pursuing expansion or acquisition financing
Business owners purchasing or constructing owner-occupied real estate
Industrial, manufacturing, logistics, and specialty contractors
Companies with collateral suited for ABL or asset-secured financing
Businesses preparing for scale or navigating rapid growth

Our Approach

When it’s time to grow, you need a financing partner that can move quickly and execute in alignment with your goals. We start by understanding your position, outline the available options, and if aligned, structure and execute.

Business Financing Built For Growth, Stability, and Execution