Submit Request

Fuel Your Business Growth
with SBA 7(a) Loans

SBA 7(a)
 Business Loans

Program Overview

Flexible financing for business acquisitions, expansions, partner buyouts, and owner-occupied real estate. Ideal for owners seeking maximum leverage, longer terms, and a more forgiving credit structure than conventional loans.

Loan Size

$1MM to $5MM

Leverage

Up to 100 percent

Terms

Up to 10 years (business) and up to 25 years (real estate)

Sources

SBA PLP lenders, national and regional banks

Apply Now
Talk to an Expert

No balloon payments

No prepayment penalties

Approvals based on projections

Refinance high-cost debt

Lower equity and longer terms

No balloon payments

No prepayment penalties

Approvals based on projections

Refinance high-cost debt

Lower equity and longer terms than conventional debt

Representative Transactions

Veterinary clinic acquisition, Georgia

  • $1MM SBA 7(a) loan, business purchase plus working capital

Industrial services company, Carolinas

  • $3.4MM SBA partner buyout with seller note

Multi-unit franchise expansion, Texas

  • $1.5MM SBA 7(a), build-out and equipment

Specialty contractor, Midwest

  • $4.8MM SBA refinance and expansion capital

Frequently
 Asked Questions

Here are a few frequently asked questions to help clarify common concerns and provide quick, helpful answers.

What can an SBA 7(a) loan be used for?

Acquisitions, expansions, working capital, equipment, and owner-occupied real estate.

Not always. Some structures support up to 100 percent financing.

SBA requires taking available collateral, but cash flow drives approval.

Around 650 and up with a reasonable credit story.

Thirty to Sixty days once a complete package is submitted.

K2 Capital