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Production Builders

Production Builders


Fueling Growth for High-Volume Homebuilders

At K2 Capital, we specialize in providing financing solutions for production builders focused on large-scale residential developments. Whether you’re building thriving neighborhoods, single-family communities, or master-planned developments, our funding is designed to align with your production schedules and help you meet market demand.

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Financing to Build the Future


We offer customized funding options to support:

  • New Home Construction: Capital for materials, labor, and infrastructure to build at scale.
  • Spec Homes: Flexible financing for speculative builds to meet changing market demands.
  • Large-Scale Developments: Resources to keep your projects moving, from land acquisition to final sales.

No matter where you invest or how you invest, our financing solutions are designed to adapt to your unique strategy.

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Inventory Financing RP3

Key Benefits for Production Builders


  • Alignment with Business Goals: Funding structured to match your timelines, volume, and operational needs.
  • Scalable Solutions: As your operations grow, our financing adapts to support your increasing demands.
  • Streamlined Processes: Minimize delays with fast, efficient funding solutions tailored to high-volume builders.
  • Industry Expertise: We understand the unique challenges of production building and offer insights to help you succeed.
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Construction Loan

Use

  • Construction Of A Permit Ready Project

Ideal Client

  • Builders 2-1,500+ Homes A Year

Key Metrics

  • Term Up To 24 Months
  • Max Loan Amount: $20 Million
  • Borrower & Project Approval Up To $100 Million
  • Ltv ≤ 65%
  • Ltc ≤ 85%
Construction Loan
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Total Funding

Use

  • Horizontal Development (Roads, Utilities, Curbs, Gutters) – fully entitled land
  • Combined With Vertical Construction

Ideal Client

  • Production Builders (20+ Homes A Year)
  • Builder/developers

Key Metrics

  • Term Up To 24 Months
  • Max Loan Amount: $20 Million
  • Borrower & Project Approval Up To $100 Million
  • Ltv ≤ 65%
  • Ltc ≤ 85%
Total Funding
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Bridge Loan

Use

  • Existing Property
  • Seek Long Term Permanent Financing

Ideal Client

  • Builders With Finished Projects
  • Builders With Existing Residential Structure

Key Metrics

  • Term 12 Months
  • Max Loan Amount: $20 Million
  • Borrower & Project Approval Up To $100
  • Million Ltv ≤ 65%
  • Ltc ≤ 85%
Bridge Loan
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Guidance Line

Purpose

  • Acquisition And Development
  • Lot Banking
  • Vertical Construction

Target Client

  • Production Builders

Key Metrics

  • Term 24 Months.
  • 12 Month Renewals
  • Minimum Loan Amount: $10 Million
  • Max Loan Amount: $40 Million
Guidance Line
 CS1
Case Study 1 Construction Loan

Loan Details:

  • Loan Size: $5,727,378
  • LTV: 60.44%
  • LTC: 85%
  • Length: 14 Months

Project Details:

  • Location: Nashville, TN
  • Type: Townhomes
  • Units: 6
  • Avg. Sales Price: $1.5 million

Borrower Profile:

  • 18 Months: 25 Townhomes & Single Family Homes
  • Local developers in the Nashville market with over 10 years of experience.
Why K2 Capital?
Equity Lift: Borrowers had owned the land for over 1 year and already completed demo work. K2 Capital gave credit for the value created towards Loan to Cost Calculation.
 CS2
Case Study 2 Construction Loan

Loan Details:

  • Loan Size: $9,244,349
  • LTV: 65%
  • LTC:85%
  • Length:16 Months

 

Project Details:

  • Location: Clearwater, FL
  • Type: Condos
  • Units 12
  • Avg Sales Price: $1.2 Million

 

Borrower Profile:

  • 18 Months: 30 Unit Condo Project
  • 20 years in the residential development industry.
  • Completed 1,000,000 square feet of commercial space, 5000 residential lots and over 1,000 residential units.
Why K2 Capital?
Leverage: Borrowers were looking at bank financing but the time to close was too long and they were being capped at 75% LTC
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Case Study 3 All-in-One Loan

Loan Details:

  • Project Size: $33,797,627
  • Loan 1: $17,484, 531
  • LTV: 61.19%
  • LTC: 72.57%
  • Length: 24 Months
  • Loan 2: $16,313,096
  • LTV: 65%
  • LTC: 68.05%
  • Length: 24 Months

Project Details:

  • Location: Parker, CO
  • Type: Townhomes
  • Lots: 112
  • Units: 74
  • Avg. Sales Price: $950,000

Borrower Profile:

  • 18 Months: 500 single family & townhomes
  • History: Combined experience of over 30 + years building Condos and Townhomes through the Front Range Market of Colorado
Why K2 Capital?
Project Size and Velocity: Borrowers were being restricted on how many townhomes they could start at time, additionally they needed a 30+ million project that had to close at once.
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Get in touch

Ready to Get Started?

Contact us today for a free, no obligation analysis of your financing needs.

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Get in touch

Ready to Get Started?

Contact us today for a free, no obligation analysis of your financing needs.