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Equipment Financing
Equipment Financing
Does your business regularly purchase new equipment? If so, our equipment leasing and financing opportunities at K2 Capital may be an ideal choice for you.
Equipment Financing you can trust Equipment Financing You Can Trust
More than three-quarters of American companies take out leases on the equipment they need to stay active and competitive. With a smart equipment financing program, you can increase cash flow and maintain capital while growing your business.
We provide a quick approval process, flexible terms and payment options, and a friendly, partnership approach from start to finish.
Equipment Finance_ Financing Available (1) FINANCING AVAILABLE
- Capital / Finance Lease
- Equipment Loan
- Sale Leaseback
- Equipment Revolver / Equipment Based LOC TRAC or Split TRAC Lease
- True Lease / Tax Lease
ELIGIBLE COLLATERAL
Equipment_ Commputers Software and Servers
Computers, software, and servers
Equipment_ Furniture fixtures and equipment
Furniture, fixtures, and equipment
Equipment_ Customization consultation installation and training
Customization, consulting, installation, and training
Equipment_ Telephone Systems and office automation
Telephone systems and other office automation
Equipment_ Application and Operatiing Software
Application and operating software
Equipment_ Manufacrturing
Manufacturing equipment, including installation and engineering costs
Equipment Financing_ Medical Disgnistics
Medical diagnostic systems, software, and ancillary equipment
Equipment_ Construction and other essential use assets
Construction and other essential use assets
Equipment Financing_ Financing Available (1) Ready To Make It Happen?
- Quick approval process
- Soft cost and project financing
- Work with a relationship-driven lender
- Flexible terms and payment options
- Conserve conventional credit lines for other uses
Equipment Financing_ What is needed to submit for financing What is needed to submit for funding?
Application Only (up to 300K)
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- Signed Credit Application
- Equipment Invoice
- Three Months Full Bank Statements
Light Financials ($300K-$500K)
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- Same as APP ONLY requirements
- One Year Financial Statements (Business and Personal)
- Current Year Interim Financial Statements Personal Financial Statement
- Debt Schedule
- Equipment/Purchase Justification
Full Financials ($500K+)
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- Same as LIGHT FINANCIALS requirements
- Three Years Financial Statements (Business and Personal)
- Three Years Tax Returns
Collateral Backed Program
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- Same as APP ONLY program
- Personal Financial Statement
- Schedule of Collateral
Tier 1 Credit Program Guidelines
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- Application only up to $300K 675+ FICO Score
- Terms Up to 72 Months
- $10K Average Bank Balance 3+Years Time in Business
- No Suits, Liens, Judgements or BK No Paynet Scoring
- Attractive Early Payoff Options
Tier 2 Credit Program Guidelines
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- Application only up to $150K
- 600+ FICO Score
- Terms Up to 72 Months
- 2+ Years Time in Business
- No Open Liens, Judgements or BK
Tier 3 Credit Program Guidelines
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- Application only up to $75K 600 or Below FICO Score
- Terms Up to 60 Months
- 2+ Years Time in Business
- Max financing amount of $60K (i.e., $75K equipment cost with 20% down ACH is mandatory)
- 700+ FICO AND home ownership for all personal guarantors
- 50% Comparable Debt
- 20% Minimum Down Payment or Security Deposit
GET STARTED Are you Ready?