Business Financing Designed for
Growth, Stability, and Strategic Advantage

K2 Capital helps established companies and growth-minded owners access financing that aligns with their goals. From SBA loans to equipment, ABL, factoring, and acquisition financing, we simplify the process and position your request for success.

Business
Loan Programs

K2 Capital offers comprehensive financing options across ten core business categories. Each program is designed to meet specific capital needs with clarity and strategic structure.

SBA 7(a) Loans

Flexible financing for business acquisitions, expansions, partner buyouts, and owner-occupied real estate.

Leverage: Up to 100 percent.
Ideal For: Owners seeking long-term, cash-flow-based financing.

SBA 504 Loans

Long-term fixed-rate financing for owner-occupied commercial real estate and heavy equipment.

Leverage: Up to 90 percent.
Ideal For: Companies expanding operations or constructing new facilities.

Equipment Loans and Leases

Financing for construction, manufacturing, logistics, and industrial equipment.


Leverage: Up to 100 percent.
Ideal For: Businesses upgrading or expanding capabilities.

Accounts Receivable Factoring

Fast funding against invoices for companies with extended payment cycles.

Ideal For: Recovering or rapidly growing firms.

Construction Factoring

Progress billing or retainage financing for contractors and subcontractors.

Ideal For: Contractors managing payroll, materials, and job flow.

Construction Contract Financing

Upfront capital before billing begins for labor, materials, and mobilization.

Ideal For: Contractors needing support at project kickoff.

Asset-Based Lending (ABL)

Revolving lines of credit secured by assets instead of EBITDA.

Loan Size: $500K to $25MM plus.
Ideal For: Companies with AR, inventory, or equipment assets.

Purchase Order Financing

Capital for supplier payments and production costs before goods are delivered.

Ideal For: Distributors and wholesalers with large or unexpected orders.

Supply Chain and Trade Financing

Short-term financing for domestic and international supplier payments.

Ideal For: Importers, exporters, and global supply chain businesses.

Business Acquisition Financing

Funding for partner buyouts, management buy-ins, and full acquisitions.

Ideal For: Owners expanding through acquisition or succession planning.

Our Approach

Business financing often feels overwhelming because every lender evaluates companies differently. Our advisory-first process helps you understand what the lenders will look for and how to present your business in the strongest possible light.

We clarify your goals, analyze your financials, identify the right loan program, and prepare a clean, lender-ready package. The result is a more predictable process, stronger terms, and faster execution.

Portfolio Analysis

Deep evaluation of assets, performance, and investment thesis

Capital Strategy

Aligning financing structure with long-term objectives

Lender Matching

Connecting with the right institutional and private capital sources

Lender Matching

Connecting with the right institutional and private capital sources

Who We Serve

We work with established businesses across all industries, helping owners secure financing for acquisitions, real estate expansion, working capital, equipment, and supply chain growth.

Companies seeking expansion or acquisition financing

Business owners purchasing or constructing owner-occupied real estate

Firms needing working capital solutions

Industrial, manufacturing, logistics, and specialty contractors

Companies with assets suitable for ABL or collateralized financing

Businesses experiencing high growth or preparing for scale

Why Businesses
Choose K2 Capital

Strategic Guidance Across Multiple Loan Types

We help owners navigate SBA programs, ABL lines, equipment loans, factoring, PO financing, and acquisition funding with clarity and confidence.

Clear Understanding of Underwriting Requirements

We explain how lenders evaluate cash flow, collateral, projections, and financial strength so owners know what is achievable before applying.

Access to Banks, SBA Lenders, Private Credit, and Specialty Finance Providers

Our network spans national SBA lenders, regional banks, equipment financiers, factoring companies, and structured credit funds.

Concierge-Level Packaging and Preparation

Owners benefit from our ability to package financials, projections, and business narratives in a way that accelerates underwriting and improves credit outcomes.

Advisory Support Through Closing

We remain involved from first conversation through funding, helping owners navigate lender questions, documentation, and closing conditions. CTA: Submit Your Project

K2 Capital